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Terms of Service

Last Updated: May 31, 2026

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Welcome to Medisure (“we,” “us,” “our”). These Terms of Service (“Terms”) govern your use of our website, services, assessments, reports, and any related materials (collectively, the “Services”). By accessing or using our website or Services, you agree to these Terms.

If you do not agree, please discontinue use immediately.

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1. Overview of Services

Medisure provides:

  • Cyber risk assessments

  • HIPAA‑aligned security reviews

  • Cyber insurance brokerage services

  • Underwriting‑ready risk scoring

  • MSP‑integrated remediation recommendations

We are not an IT provider, MSP, law firm, or compliance certification body.

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2. Eligibility

You must be at least 18 years old and legally authorized to represent your organization to use our Services.

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3. No Legal, IT, or Compliance Advice

Our Services are informational and advisory in nature. We do not provide:

  • Legal advice

  • IT management or monitoring

  • HIPAA certification

  • Guarantees of compliance

  • Guarantees of breach prevention

You are responsible for consulting qualified legal, IT, or compliance professionals as needed.

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4. Cyber Risk Assessments

Our assessments are based on:

  • Information you provide

  • Interviews

  • Documentation

  • Observations

  • Industry frameworks

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We do not independently verify every detail unless explicitly agreed in writing.

You are responsible for:

  • Providing accurate information

  • Implementing recommended controls

  • Coordinating with your MSP or IT provider

Our assessments do not guarantee insurance approval or pricing.

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5. Insurance Brokerage Services

Medisure acts as an independent insurance broker. We:

  • Assist with applications

  • Provide quotes from carriers

  • Help you understand coverage options

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We do not:

  • Make underwriting decisions

  • Guarantee coverage

  • Guarantee premiums

  • Bind policies without carrier approval

All insurance decisions are made solely by the issuing carrier.

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6. User Responsibilities

You agree to:

  • Provide accurate and complete information

  • Use the website lawfully

  • Not attempt to disrupt or compromise our systems

  • Not misuse our content or intellectual property

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You are responsible for maintaining the confidentiality of your account information.

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7. Intellectual Property

All content on our website — including text, graphics, logos, reports, assessments, and materials — is owned by Medisure or licensed to us.

You may not:

  • Copy

  • Reproduce

  • Distribute

  • Modify

  • Sell

  • Republish​

…any content without our written permission.

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8. Confidentiality

We treat all information you provide as confidential and use it only to deliver Services or as required by law.

We do not sell or share your information with unrelated third parties.

See our Privacy Policy for full details.

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9. Third‑Party Providers

We may use third‑party vendors for:

  • Hosting

  • Email delivery

  • Analytics

  • Insurance quoting

  • Security tools

We are not responsible for the actions or policies of third‑party providers.

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10. Limitation of Liability

To the fullest extent permitted by law:

  • We are not liable for indirect, incidental, consequential, or punitive damages

  • We are not liable for losses resulting from cyber incidents, breaches, or attacks

  • We are not liable for decisions made based on our assessments or reports

  • Our total liability is limited to the amount you paid for the Services in the past 12 months

Cybersecurity involves inherent risk. No assessment or recommendation can eliminate all threats.

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11. No Warranty

Our Services are provided “as is” and “as available.”

We disclaim all warranties, express or implied, including:

  • Fitness for a particular purpose

  • Merchantability

  • Non‑infringement

  • Accuracy or completeness of information

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12. Indemnification

You agree to indemnify and hold Medisure harmless from any claims, damages, losses, or expenses arising from:

  • Your use of the Services

  • Your violation of these Terms

  • Your failure to implement recommended controls

  • Your interactions with third‑party providers

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13. Termination

We may suspend or terminate access to our Services at any time for:

  • Violations of these Terms

  • Fraud or misuse

  • Non‑payment (if applicable)

  • Legal or regulatory requirements

You may stop using the Services at any time.

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14. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict‑of‑law principles.

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15. Changes to These Terms

We may update these Terms periodically. The “Last Updated” date reflects the most recent version.

Continued use of the website constitutes acceptance of the updated Terms.

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16. Contact Us

For questions about these Terms, contact:

Medisure Cyber Risk & Insurance Email: legal@medisurecyber.com Address: (Insert your business address)

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